Who Counts as a Dependent Child?

Tom’s son, Michael, had recently started college. As they discussed his classes and new experiences, Tom realized it was time to check if Michael still qualified as a dependent under his Active Plan coverage. Tom wanted to make sure his son would continue receiving the healthcare support he might need while away at school.

After reviewing the plan details, Tom found that dependent children were covered under his plan, and the 60+ Plan, if they were under 21, unmarried, and financially dependent on him. Since Michael was now over 21, he looked into additional requirements and found that full-time students over 21 could still qualify as dependents.

Tom reached out to AGA Benefit Solutions to confirm the details and learned that he needed to submit proof of Michael’s full-time enrollment in college. Following their advice, Tom gathered Michael’s enrollment verification from the college’s registrar and submitted it along with a Group Benefits Change Form to update his records.

A few weeks later, Tom received confirmation that Michael would remain covered, providing both him and his son peace of mind. For Tom, it was a moment of pride—knowing that even as Michael grew more independent, the union’s benefits were there to support his family during this important chapter.