Understanding Your Eligibility for Coverage

Tom, a steadfast member of IATSE Local 891, remembers when he first joined the industry—eager but unsure of the benefits and stability that union membership would bring. Over the years, he learned not only how the industry worked, but also how the Benefits of Film plan supported members, and how eligibility played a critical role in accessing that support.

One afternoon, Tom finds himself chatting with his young colleague, Sarah, during a break on set. She’s been working hard and has recently become a union member, but she isn’t sure if she qualifies for benefits yet. Tom explains the basics: to be eligible, she must be a member in good standing of IATSE Local 891, must reside in Canada, and must be covered under a provincial health plan—like MSP in British Columbia. Since she just moved from Ontario, he encourages her to confirm her MSP enrollment to stay on track.

Sarah then asks, “What if I move out of Canada temporarily?” Tom smiles and adds, “Well, even if you live outside the country, you’re still eligible for dental coverage under the plan. But to receive the full health benefits, being a Canadian resident with provincial health coverage is key.”

As they talk, Tom reflects on how valuable this kind of guidance would have been when he was just starting out. For him, meeting eligibility wasn’t only about checking boxes—it was about building trust, proving himself, and growing in an industry that demands resilience.

He tells Sarah that the plan is more than just paperwork. It’s a foundation—one built to take care of workers like them through the highs and lows of the job.

Sarah nods, visibly reassured. As she heads back to set, she feels more confident—knowing she’s not only eligible but also backed by a plan that grows with her. And Tom, watching her go, feels proud to pass on what he’s learned, one conversation at a time.