Severe Burns: Coverage for the Unexpected
Q: What if someone suffers severe burns during an accident?
A: If the member has Active Plan coverage, the Cosmetic Disfigurement Benefit provides up to $25,000 for surgeries and treatments related to severe burns or disfigurement caused by an accident.
On a film set one day, Tom’s colleague Rachel is caught in an accident involving faulty electrical equipment, resulting in severe burns on her arms and face. Thankfully, because Rachel had Active Plan coverage, her accident insurance included a Cosmetic Disfigurement Benefit, which provided up to $25,000 to help cover the costs of surgeries and treatments needed to repair the damage.
The benefit helped Rachel regain both function and appearance, offering vital support during a long and painful recovery. Tom visited her often in the hospital, and each time, he felt grateful that the coverage was there—not just to ease the financial strain, but to help Rachel begin the emotional and physical healing process with dignity and care.