Making an Informed Career Switch
Q: What happens to my Benefits of Film coverage if I leave Local 891?
A: If you end your membership with IATSE Local 891—whether as an active or retired member—your Benefits of Film coverage will also end. Continued coverage is tied to maintaining union membership. Before making a final decision, consider how this may affect your long-term health and financial security, and explore alternative health insurance options if needed.
Tom had seen his fair share of colleagues come and go from the industry over his long career. One of his close friends, Dave, was considering a career change and was thinking about stepping away from his role in IATSE Local 891. Knowing how impactful this decision would be on Dave’s coverage, Tom offered to chat about the steps involved.
They met at a coffee shop one afternoon, where Dave expressed his concerns about losing the support he’d relied on for so many years. “What happens to my Benefits of Film coverage if I leave?” he asked, uncertainty written across his face.
Tom explained, “If you end your membership with Local 891 entirely—whether you're active or retired—your Benefits of Film coverage ends too. Continued coverage is tied to maintaining membership in the union, either as an active or a retired member, depending on the plan you're eligible for.”
He shared the story of another friend who left the industry and had to explore private insurance options. He encouraged Dave to think through the decision carefully. “I know the work can be demanding,” Tom said, “but I’ve seen how much support the union provides, especially when health and financial stability matter most.”
Though Dave was still considering his options, he thanked Tom for the clarity. For both of them, the conversation was a reminder of how deeply the union supports not just their work—but their lives. And for Tom, it was another moment to reflect on the strength of the community that had supported him all these years.