Major Dental Services: Coverage for Major Procedures

While enjoying a barbecue with friends, Tom accidentally chips a molar. The damage is too extensive for a regular filling, so his dentist recommends a crown. The plan covers the cost of metal crowns for molars, even though Tom opts for a porcelain one.

Tom understands that complicated crowns are reimbursed only up to the cost of standard crowns, but the insurance still helps significantly with the expenses. Knowing the crown will last, and that replacements are covered after five years, gives Tom peace of mind about his dental health.