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Disabilities Related to Cosmetic Procedures
Q: Are disabilities caused by cosmetic treatments covered?
A: No, disabilities resulting from cosmetic procedures are excluded.
Maria, an art director, underwent elective cosmetic surgery and experienced complications. She asked Tom if her STD benefits could cover the recovery period. Tom explained, “Disabilities resulting from cosmetic treatments aren’t covered unless the procedure was medically necessary.”
Maria checked with her health provider and adjusted her plans, understanding the limitations of the STD benefits.
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