Daycare Benefit for Families in Need
Q: How would the Daycare Benefit help the family after a tragic accident?
A: If a person died while their children are young, the Daycare Benefit would have provided up to $5,000 annually to cover childcare expenses.
Years ago, when Emily was still young, Tom and Sarah juggled demanding schedules and often relied on daycare for support. If Tom had suffered a fatal accident during that time, his accident insurance—available through his Active Plan coverage—would have provided a crucial safety net.
The plan included a Daycare Benefit, offering up to $5,000 per year for childcare expenses, available for up to four consecutive years. This support would have helped Sarah manage both the emotional weight of her loss and the practical demands of raising Emily—ensuring their daughter continued to receive quality care during such a difficult time.
Though Tom never needed to access it, knowing this benefit existed gave him peace of mind. It was one more example of how the plan was designed to protect not just the member—but the whole family.