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Criminal Activity Injuries Not Covered under Accidental Coverage
Q: Are injuries from criminal activities covered under Accidental Benefits?
A: No, losses sustained while committing or attempting an indictable offense are not covered.
One morning on set, Tom overheard his colleague Danny joking about a risky prank he’d pulled the night before. Danny asked half-seriously if his benefits would cover injuries from “adventurous” behavior.
Tom chuckled but clarified, “If you’re committing an act that could be considered a crime and get injured, the plan won’t cover you.”
Danny laughed it off but admitted the reminder gave him pause. Tom was glad to help his friend think twice about safety in all aspects of life.
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