The Benefits of Film plan offers three types of travel benefits:
Global Medical Assistance (Emergency Travel)
Out-of-Country Care
These benefits provide coverage for medical emergencies that occur outside Canada.
Eligibility
You must be a member in good standing.
You and your dependents must be enrolled in your provincial healthcare plan.
No out-of-country claims will be paid if you do not have provincial healthcare coverage.
The trip limitation is a maximum of 30 days.
Coverage terminates at age 75.
Global Medical Assistance
Provides emergency medical help while travelling for vacation, business, or education—either outside of Canada or more than 500 km from home within Canada.
What’s Covered
On-Site Hospital Payment:Â Up to $1,000 for hospital admission.
Transportation:Â To the nearest hospital where treatment is available if suitable local care is not, or to a hospital in Canada.
Family Member Support:Â Transportation and lodging for one family member if you are hospitalized for more than seven days, up to $1,500 for lodging and a round-trip economy ticket.
Companion Expenses:Â Lodging for a companion if the return trip is delayed, up to $1,500.
Return Transportation:Â For you, your family, and a companion if return transportation is missed due to hospitalization.
Body Transportation: Cost of returning the deceased’s body home.
Children’s Return Transportation: For unaccompanied minor children due to hospitalization or death, including escort transportation if required.
Vehicle Return: Up to $1,000 to return your or a family member’s vehicle if illness or injury prevents driving.
What’s Not Covered
Meals, trip cancellation, and lost luggage expenses.
Contact Information
Canada or U.S.:Â 1-855-222-4051 (toll-free)
Other countries:Â 1-204-946-2577 (collect call)
Download the Travel Assistance Card from My Canada Life at Work before travelling.Long-distance charges can be reimbursed.
Out-of-Country Care
Emergency Care (100% Reimbursement)
The plan covers emergency treatment received outside Canada.
Coverage Includes:
Treatment while temporarily outside Canada for vacation, business, or education.
If it’s determined that you can return to Canada, coverage is limited to the lower of:
The cost of continuing treatment abroad, or
The cost of comparable treatment in Canada, plus return transportation.
Exclusions:
Ongoing care after the initial emergency treatment.
Pregnancy-related expenses after the 34th week.
Non-Emergency Care (80% Reimbursement)
Covered if:
Referred by your Canadian physician.
The treatment is not available in Canada and is pre-approved by your Provincial Healthcare Plan and Canada Life.
The Provincial Healthcare Plan covers a portion of the cost.
You are covered by provincial health insurance.
Exclusions:
Experimental treatments.
Transportation and accommodation costs.
Covered Services:
Physician treatment, diagnostic services, hospitalization, and medical supplies.
Paramedical services, outpatient care, and prescription drugs.
Emergency ambulance services and dental treatment for accidental injuries.
Note: Refer to the plan booklets for detailed information, exceptions, and conditions related to these benefits.