What’s Covered?
The plan covers a wide range of gender-affirming procedures, including:
Top Procedures
Breast Augmentation (breast implants)
Mastectomy (removal of breasts)
Chest Contouring
Pectoral Implants
Bottom Procedures
Penectomy (removal of penis)
Orchiectomy (removal of testicles)
Scrotectomy (removal of scrotum)
Vaginoplasty (construction of a vagina)
Hysterectomy (removal of uterus)
Vaginectomy (removal of vagina)
Salpingo-oophorectomy (removal of fallopian tubes and ovaries)
Metoidioplasty (construction of male genitals)
Phalloplasty (construction of a penis)
Scrotoplasty (construction of a scrotum)
Other Procedures
Facial Feminization or Masculinization (contouring and aesthetic enhancements like nose, brow, and chin)
Laryngoplasty (Adam’s apple reduction or augmentation)
Hairline Reconstruction and Hair Removal (electrolysis or laser)
Voice Surgery
Liposuction, Lipofilling, and other aesthetic procedures
This comprehensive benefit supports gender-affirming surgeries and procedures that align with the member's gender identity, with coverage up to a lifetime maximum of $25,000. The benefit is available to members and their eligible dependents aged 18 and over.
*Note: Refer to the booklets for detailed information, exceptions, and conditions for availing these benefits.