What’s Covered?
This benefit provides coverage for a variety of gender-affirming procedures not covered by government healthcare, including:
Top Procedures
Breast Augmentation (breast implants)
Mastectomy (removal of breasts)
Chest Contouring
Pectoral Implants
Bottom Procedures
Penectomy (removal of penis)
Orchiectomy (removal of testicles)
Scrotectomy (removal of scrotum)
Vaginoplasty (construction of a vagina)
Hysterectomy (removal of uterus)
Vaginectomy (removal of vagina)
Salpingo-oophorectomy (removal of fallopian tubes and ovaries)
Metoidioplasty (construction of male genitals)
Phalloplasty (construction of a penis)
Scrotoplasty (construction of a scrotum)
Other Procedures
Implantation or replacement of penile and/or testicular prosthesis
Facial Feminization or Masculinization (forehead, brow, eye/eyelid, nose, jaw, lip, cheek, or chin contouring, augmentation, or reduction)
Laryngoplasty (Adam’s apple reduction or augmentation)
Hairline Reconstruction, Hair Removal (electrolysis or laser), and Hair Transplants
Voice Surgery or Vocal Cord Surgery
Liposuction, Lipofilling, and other aesthetic procedures
This comprehensive benefit supports gender-affirming surgeries and procedures that align with the member's gender identity, with coverage up to a lifetime maximum of $25,000. The benefit is available to members and their eligible dependents aged 18 and over.
*Note: Refer to the booklets for detailed information, exceptions, and conditions for availing these benefits.