Lifetime Coverage:
The lifetime maximum coverage for gender-affirming procedures is $25,000.
What’s Covered?
Top Procedures
Breast Augmentation (breast implants)
Mastectomy (breast removal)
Chest Contouring
Pectoral Implants
Bottom Procedures
Penectomy (removal of penis)
Orchiectomy (removal of testicles)
Scrotectomy (removal of scrotum)
Vaginoplasty (construction of a vagina)
Hysterectomy (removal of uterus)
Vaginectomy (removal of vagina)
Salpingo-oophorectomy (removal of fallopian tubes and ovaries)
Metoidioplasty (construction of male genitals)
Phalloplasty (construction of a penis)
Scrotoplasty (construction of a scrotum)
Other Procedures
Facial Feminization or Masculinization (forehead, brow, eye, nose, jaw, lip, chin contouring)
Laryngoplasty (Adam’s apple reduction or augmentation)
Hairline Reconstruction, Hair Removal, and Hair Transplants
Voice Surgery
Liposuction, Lipofilling, and other aesthetic procedures
This comprehensive benefit supports gender-affirming surgeries and procedures that align with the member's gender identity, with coverage up to a lifetime maximum of $25,000. The benefit is available to members and their eligible dependents aged 18 and over.
*Note: Refer to the booklets for detailed information, exceptions, and conditions for availing these benefits.