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Drug Coverage | Active Plan

Get the coverage you need for your prescriptions and specialized medications. Explore your benefits below.

Base Drug Plan (100% Coverage)


  • Covers drugs listed in the BC Fair Pharmacare Drug Formulary.

  • Coverage is limited to the deductible and coinsurance required under the provincial Fair Pharmacare Plan for eligible drugs.


Fair PharmaCare Coverage



Special Authority Drugs


  • Certain drugs may be covered if approved under the Special Authority program by BC Fair Pharmacare.

  • Your physician can submit a Special Authority request, with urgent requests processed within one business day and regular requests within 10 business days.


Supplementary Drug Plan (80% Coverage)


  • Covers additional drugs listed in the Canada Life Managed Formulary, prescribed and dispensed by licensed professionals in Canada.

  • Covers the lowest-cost alternative (generic) drug when available. Generic drugs are substituted for brand-name drugs. The right to limit the covered expense does not apply if medical evidence is provided that indicates a contraindication to the interchanged drug.

  • In these situations, your physician may complete a Request for Brand Name Drug Coverage form for review. The form is available on the Forms page of the Benefits of Film website.

  • Includes coverage for fertility drugs, with a lifetime maximum of $10,000.


Cannabis for Medical Purposes


  • Coverage requires a Prior Authorization Form, available at my.canadalife.com/sign-in. Once you have signed in, the form is available under Info Centre / Forms / Prior Authorization (select the form for Cannabis).

  • Coverage requires a Prior Authorization Form, available at my.canadalife.com/sign-in (Info Centre / Forms / Prior Authorization).

  • Your physician completes the form and submits it to cldrug.services@canadalife.com. Once approved, obtain cannabis from a licensed producer.

  • Maximum coverage is $2,500 per calendar year.


*Note: Refer to the booklets for detailed information, exceptions, and conditions for availing these benefits.

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