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Are Aircraft-Related Accidents Covered?

Q: Are accidents involving aircraft covered?

A: Yes, but only if you're a passenger on a licensed commercial flight.

Tom’s grip partner, James, had a passion for flying small planes on the weekends. One day, James asked Tom if his accident benefits would cover him in case of an incident during a flight.

Tom explained, “If you’re flying as a passenger on a commercial flight, you’re covered. But losses are excluded if you’re piloting, learning to pilot, or riding in a non-commercial aircraft.”

James appreciated the clarification and decided to look into additional coverage for his private flying hobby. For Tom, it was another example of how tailored the accident benefits were to their everyday risks on and off set.

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